# Pricing options for every scale

## Reap Direct

Our dashboard products come with transparent pricing and no hidden fees.

- Reap Card
- Reap Pay
- Expense Management

## Embedded Finance

Based on your product usage, we can discuss a customised package for the following:

- Card Issuing
- Payment API

### Cards

We offer our Reap Card and a Card Issuing solution.

To launch your own card program, chat with our team for a personalised proposal.

Our Reap Card is a secured corporate credit card with flexible bill repayment in fiat or digital currencies, advanced spend control, easy access, and additional perks.

Physical & virtual card  
FREE

Annual fee  
FREE

Monthly bill repayment with  
Fiat currency  
FREE

Stablecoins  
FREE

*Late fee may apply

ATM withdrawal  
2%

FX fee  
2%

Available card currencies  
USD, HKD

Collateral  
1:1 ratio

Your credit limit is 100% of your collateral

Mobile app  
FREE

### Global Payouts

Payout in fiat internationally or locally using your preferred currencies and funding methods.

For automated payments using our API, chat with our team for a customised proposal.

For manual payments with Reap Pay, we offer transparent pricing with no hidden fees.

Bank transfers  
0.5%

Cross-border payment fee  
25 USD

Local payment fee  
0-5 USD

FX fee  
Variable rate

T+1 day payouts  
No extra fee

### Spend Control & Team Management

Manage team access, rights, and spend control effectively.

Card-level spend controls  
FREE

Team-level spend controls  
FREE

Team members  
Unlimited

Multi-entity management  
FREE

### Expense Management

Easily track spending in real-time and make data-driven business decisions.

Real-time spend analytics  
FREE

Xero integration  
Reconcile your expenses with Xero  
FREE

Receipt collection  
Capture and upload receipts for your transactions via the mobile app  
FREE

Receipt auto-matching  
Retrieve and auto-match receipt information to streamline reimbursements  
FREE

### Are you a high-volume user? Reach out for a tailored plan

If your business processes high-volume payments or you are interested in multiple products,

please reach out to our team to discuss a tailored plan suitable for you.